Side-by-side · Q2 2026 data
Helm Bank USA vs Desjardins Bank, National Association
Metric by metric
| Measure | Helm Bank USA | Desjardins Bank, National Association |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 45 | 90 (stronger) |
| Earnings | 64 | 70 (stronger) |
| Funding & liquidity | 56 (stronger) | 51 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 19th | 86th |
| Total assets | $1.2B | $362.1M |
| Deposits / shares | $1.1B | $292.9M |
| Capital ratio | 11.18% | 19.31% (stronger) |
| Problem loans | 1.65% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.09% | 1.25% (stronger) |
| Loans ÷ deposits | 61.4% (stronger) | 91.4% |
| Uninsured deposits | 53.6% | 30.6% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | — |
Desjardins Bank, National Association has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Helm Bank USA leads on 2 and Desjardins Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.