Side-by-side · Q2 2026 data
Henderson State Bank vs Adams Bank & Trust
Metric by metric
| Measure | Henderson State Bank | Adams Bank & Trust |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 54 | 91 (stronger) |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 83 (stronger) | 73 |
| Funding & liquidity | 45 | 69 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 50th | 93rd |
| Total assets | $678.5M | $1.3B |
| Deposits / shares | $510.7M | $1.1B |
| Capital ratio | 10.41% | 14.11% (stronger) |
| Problem loans | 0.27% (stronger) | 0.55% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 1.58% (stronger) | 1.32% |
| Loans ÷ deposits | 109.4% | 82.4% (stronger) |
| Uninsured deposits | 20.2% (stronger) | 23.0% |
| Offices | 12 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Adams Bank & Trust has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Henderson State Bank leads on 4 and Adams Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.