Henderson State Bank (FDIC certificate #17229) is based in Henderson, Nebraska. Its Q2 2026 call report shows $678.5M in total assets and $510.7M in deposits and 12 offices.
Henderson State Bank has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 139 banks headquartered in Nebraska, it ranks 80th. Problem-loan coverage contributes the most (95/100, 2.4%); funding & liquidity contributes the least (45/100, 109% loans-to-deposits, 20% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 72).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 75 |
| Q4 2024 | 75 |
| Q1 2025 | 75 |
| Q2 2025 | 71 |
| Q3 2025 | 71 |
| Q4 2025 | 74 |
| Q1 2026 | 74 |
| Q2 2026 | 72 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.13% |
| Q3 2024 | 10.67% |
| Q4 2024 | 10.65% |
| Q1 2025 | 10.30% |
| Q2 2025 | 10.59% |
| Q3 2025 | 9.95% |
| Q4 2025 | 10.55% |
| Q1 2026 | 10.57% |
| Q2 2026 | 10.41% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.01% |
| Q2 2025 | 0.55% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.20% |
| Q1 2026 | 0.16% |
| Q2 2026 | 0.27% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.49% |
| Q3 2024 | 1.42% |
| Q4 2024 | 1.35% |
| Q1 2025 | 1.50% |
| Q2 2025 | 1.60% |
| Q3 2025 | 1.67% |
| Q4 2025 | 1.64% |
| Q1 2026 | 1.58% |
| Q2 2026 | 1.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $678.5M | 10.41% | 0.27% | 1.58% | 109.4% |
| Q1 2026 | 74 | $634.6M | 10.57% | 0.16% | 1.58% | 107.6% |
| Q4 2025 | 74 | $635.4M | 10.55% | 0.20% | 1.64% | 105.2% |
| Q3 2025 | 71 | $603.1M | 9.95% | 0.30% | 1.67% | 110.2% |
| Q2 2025 | 71 | $548.7M | 10.59% | 0.55% | 1.60% | 103.0% |
| Q1 2025 | 75 | $502.1M | 10.30% | 0.01% | 1.50% | 96.3% |
| Q4 2024 | 75 | $477.4M | 10.65% | 0.00% | 1.35% | 97.0% |
| Q3 2024 | 75 | $384.8M | 10.67% | 0.00% | 1.42% | 98.5% |
| Q2 2024 | 76 | $364.6M | 11.13% | 0.00% | 1.49% | 105.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Washington County BankBank Blair, NE | 83 out of 100, Strong | $662.3M | 12.8% | 0.34% | vs |
| Bruning BankBank Bruning, NE | 74 out of 100, Strong | $659.9M | 10.0% | 0.00% | vs |
| Arbor BankBank Nebraska City, NE | 57 out of 100, Moderate | $701.7M | 8.7% | 1.03% | vs |
| Citizens State BankBank Wisner, NE | 72 out of 100, Strong | $653.0M | 10.1% | 0.20% | vs |
| Madison County BankBank Madison, NE | 85 out of 100, Very strong | $613.2M | 15.1% | 0.37% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
Deposit insurance
Is my money safe at Henderson State Bank?
Yes. Henderson State Bank is an FDIC-insured institution (FDIC certificate #17229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.2% of deposits ($103.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
12 locations
Branches
Henderson State Bank lists 12 offices in 12 cities. Most locations:
- Big Springs, NE (1)
- Culbertson, NE (1)
- Giltner, NE (1)
- Greeley, NE (1)
- Henderson, NE (1)
- Maywood, NE (1)
- Mccook, NE (1)
- North Platte, NE (1)
- Omaha, NE (1)
- Stapleton, NE (1)
- Trenton, NE (1)
- York, NE (1)
Identity & history
Profile
- Legal name
- Henderson State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 17229
- RSSD ID
- 97055
- Primary regulator
- FDIC
- Holding company
- Henderson State Co
- Established
- October 13, 1943
- Headquarters
- 1040 N Main St, Henderson, NE 68371
- Website
- www.hendersonstate.bank
- Employees
- 72
Quick answers
Henderson State Bank: common questions
Is Henderson State Bank FDIC insured?
Yes. Henderson State Bank is an FDIC-insured institution (FDIC certificate #17229). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Henderson State Bank's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Henderson State Bank ever failed?
There is no failure record for FDIC certificate #17229 in the FDIC failed bank list.
How many branches does Henderson State Bank have?
12 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Henderson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| York State BankBank York, NE | 90 out of 100, Very strong | $200.2M | 13.9% | 0.20% | vs |
| Heritage BankBank Wood River, NE | 86 out of 100, Very strong | $611.6M | 23.0% | 1.18% | vs |
| Heartland BankBank Geneva, NE | 80 out of 100, Strong | $911.1M | 10.3% | 0.13% | vs |
| First State BankBank Hordville, NE | 77 out of 100, Strong | $46.8M | 12.2% | 0.00% | vs |
| Union Bank and Trust CompanyBank Lincoln, NE | 76 out of 100, Strong | $9.2B | 10.6% | 0.32% | vs |
| Waypoint BankBank Cozad, NE | 75 out of 100, Strong | $391.5M | 10.9% | 0.59% | vs |