Side-by-side · Q2 2026 data
Henderson State Bank vs First Central Bank McCook
Metric by metric
| Measure | Henderson State Bank | First Central Bank McCook |
|---|---|---|
| TellerScore | 72 (stronger) | 41 |
| Capital cushion | 54 | 63 (stronger) |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 83 (stronger) | 46 |
| Funding & liquidity | 45 | 67 (stronger) |
| Problem-loan coverage | 95 (stronger) | 25 |
| Peer percentile | 50th | 3rd |
| Total assets | $678.5M | $122.8M |
| Deposits / shares | $510.7M | $105.8M |
| Capital ratio | 10.41% | 11.30% (stronger) |
| Problem loans | 0.27% (stronger) | 5.80% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.58% (stronger) | 0.66% |
| Loans ÷ deposits | 109.4% | 93.7% (stronger) |
| Uninsured deposits | 20.2% | 9.6% (stronger) |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Henderson State Bank has the higher TellerScore (72 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Henderson State Bank leads on 3 and First Central Bank McCook on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mccook, NE