Side-by-side · Q2 2026 data
Hendricks County Bank and Trust Company vs Bank of Wolcott
Metric by metric
| Measure | Hendricks County Bank and Trust Company | Bank of Wolcott |
|---|---|---|
| TellerScore | 67 | 81 (stronger) |
| Capital cushion | 50 | 70 (stronger) |
| Loan quality | 84 | 86 (stronger) |
| Earnings | 47 | 88 (stronger) |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 34th | 80th |
| Total assets | $247.4M | $280.3M |
| Deposits / shares | $226.3M | $234.2M |
| Capital ratio | 9.96% | 12.01% (stronger) |
| Problem loans | 0.49% | 0.43% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.00% |
| Return on assets | 0.66% | 1.69% (stronger) |
| Loans ÷ deposits | 66.5% | 60.2% (stronger) |
| Uninsured deposits | 28.3% (stronger) | 39.2% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | 0.0% |
Bank of Wolcott has the higher TellerScore (81 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hendricks County Bank and Trust Company leads on 2 and Bank of Wolcott on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.