Side-by-side · Q2 2026 data
Hendricks County Bank and Trust Company vs Union Savings and Loan Association
Metric by metric
| Measure | Hendricks County Bank and Trust Company | Union Savings and Loan Association |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 50 | 55 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 47 | 64 (stronger) |
| Funding & liquidity | 79 (stronger) | 71 |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 34th | 31st |
| Total assets | $247.4M | $261.8M |
| Deposits / shares | $226.3M | $233.7M |
| Capital ratio | 9.96% | 10.45% (stronger) |
| Problem loans | 0.49% (stronger) | 0.89% |
| Net charge-offs | -0.02% (stronger) | 0.10% |
| Return on assets | 0.66% | 1.10% (stronger) |
| Loans ÷ deposits | 66.5% (stronger) | 89.7% |
| Uninsured deposits | 28.3% | 11.0% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.7% | — |
Hendricks County Bank and Trust Company has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Hendricks County Bank and Trust Company leads on 4 and Union Savings and Loan Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.