Side-by-side · Q2 2026 data
Henrico Federal Credit Union vs Argent Federal Credit Union
Metric by metric
| Measure | Henrico Federal Credit Union | Argent Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 57 (stronger) | 46 |
| Loan quality | 52 | 75 (stronger) |
| Earnings | 62 (stronger) | 59 |
| Funding & liquidity | 88 | 95 (stronger) |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 31st | 45th |
| Total assets | $499.7M | $571.8M |
| Deposits / shares | $447.6M | $517.4M |
| Capital ratio | 10.68% (stronger) | 9.55% |
| Problem loans | 1.44% | 0.75% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.47% |
| Return on assets | 1.04% (stronger) | 0.99% |
| Loans ÷ deposits | 71.9% | 64.8% (stronger) |
| Uninsured deposits | 7.4% (stronger) | 7.6% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.5% | 24.8% |
Argent Federal Credit Union has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Henrico Federal Credit Union leads on 4 and Argent Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.