The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (66 → 68), mostly because the earnings component weakened by 9 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Virginia

Yes. Argent Federal Credit Union is a federally insured credit union (NCUA charter #24313). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.6% of shares and deposits ($39.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 9.55%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Argent Federal Credit Union lists 8 offices in 6 cities. Most locations:

• Chester, VA (2)
• North Chesterfield, VA (2)
• Chesterfield, VA (1)
• Glen Allen, VA (1)
• Midlothian, VA (1)
• Richmond, VA (1)

All branch addresses and map

In 2025, Argent Federal Credit Union reported 122 home-loan applications under HMDA (LEI 549300GBD8RBYHSIS855): 76 originated ($14,030,000 total), 25 denied, and 21 withdrawn or closed by the applicant. Its denial rate on decided applications was 24.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Argent Federal Credit Union

Type

Federal credit union

NCUA charter #

24313

RSSD ID

251491

Primary regulator

NCUA

Established

1987

Headquarters

Post Office Box 72, Chesterfield, VA 23832

Employees

94