Side-by-side · Q2 2026 data
Henrico Federal Credit Union vs Dominion Energy Credit Union
Metric by metric
| Measure | Henrico Federal Credit Union | Dominion Energy Credit Union |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 57 | 94 (stronger) |
| Loan quality | 52 | 86 (stronger) |
| Earnings | 62 (stronger) | 49 |
| Funding & liquidity | 88 | 100 (stronger) |
| Problem-loan coverage | 83 | 97 (stronger) |
| Peer percentile | 31st | 86th |
| Total assets | $499.7M | $336.4M |
| Deposits / shares | $447.6M | $278.4M |
| Capital ratio | 10.68% | 14.35% (stronger) |
| Problem loans | 1.44% | 0.43% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.40% |
| Return on assets | 1.04% (stronger) | 0.73% |
| Loans ÷ deposits | 71.9% | 59.3% (stronger) |
| Uninsured deposits | 7.4% | 3.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.5% | 20.6% |
Dominion Energy Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Henrico Federal Credit Union leads on 2 and Dominion Energy Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.