Side-by-side · Q2 2026 data
Henrico Federal Credit Union vs Signature Federal Credit Union
Credit union
Signature Federal Credit Union
Alexandria, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Henrico Federal Credit Union | Signature Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 49 |
| Capital cushion | 57 (stronger) | 55 |
| Loan quality | 52 (stronger) | 49 |
| Earnings | 62 (stronger) | 26 |
| Funding & liquidity | 88 (stronger) | 54 |
| Problem-loan coverage | 83 (stronger) | 69 |
| Peer percentile | 31st | 5th |
| Total assets | $499.7M | $421.4M |
| Deposits / shares | $447.6M | $328.7M |
| Capital ratio | 10.68% (stronger) | 10.54% |
| Problem loans | 1.44% (stronger) | 1.53% |
| Net charge-offs | 0.34% (stronger) | 0.45% |
| Return on assets | 1.04% (stronger) | 0.16% |
| Loans ÷ deposits | 71.9% (stronger) | 106.1% |
| Uninsured deposits | 7.4% (stronger) | 7.8% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.5% | 35.6% |
Henrico Federal Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Henrico Federal Credit Union leads on 7 and Signature Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.