Signature Federal Credit Union (NCUA charter #20061) is based in Alexandria, Virginia. Its Q2 2026 call report shows $421.4M in total assets and $328.7M in member shares and deposits and 1 office.
Signature Federal Credit Union has a TellerScore of 49 out of 100 (below average) based on Q2 2026 data — higher than only 5% of its 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 84th. Problem-loan coverage contributes the most (69/100, 15.3%); earnings contributes the least (26/100, 0.16%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 6 points (55 → 49), mostly because the loan quality component weakened by 36 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 66 |
| Q3 2024 | 66 |
| Q4 2024 | 63 |
| Q1 2025 | 54 |
| Q2 2025 | 55 |
| Q3 2025 | 53 |
| Q4 2025 | 52 |
| Q1 2026 | 54 |
| Q2 2026 | 49 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.62% |
| Q3 2024 | 10.53% |
| Q4 2024 | 10.01% |
| Q1 2025 | 9.48% |
| Q2 2025 | 9.59% |
| Q3 2025 | 9.85% |
| Q4 2025 | 10.32% |
| Q1 2026 | 10.86% |
| Q2 2026 | 10.54% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.40% |
| Q3 2024 | 0.48% |
| Q4 2024 | 0.55% |
| Q1 2025 | 0.34% |
| Q2 2025 | 0.45% |
| Q3 2025 | 0.89% |
| Q4 2025 | 1.10% |
| Q1 2026 | 1.03% |
| Q2 2026 | 1.53% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.92% |
| Q4 2024 | 0.63% |
| Q1 2025 | -0.66% |
| Q2 2025 | -0.25% |
| Q3 2025 | -0.08% |
| Q4 2025 | -0.07% |
| Q1 2026 | 0.05% |
| Q2 2026 | 0.16% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 49 | $421.4M | 10.54% | 1.53% | 0.16% | 106.1% |
| Q1 2026 | 54 | $406.7M | 10.86% | 1.03% | 0.05% | 110.8% |
| Q4 2025 | 52 | $427.6M | 10.32% | 1.10% | -0.07% | 100.6% |
| Q3 2025 | 53 | $448.7M | 9.85% | 0.89% | -0.08% | 99.2% |
| Q2 2025 | 55 | $457.4M | 9.59% | 0.45% | -0.25% | 98.8% |
| Q1 2025 | 54 | $461.0M | 9.48% | 0.34% | -0.66% | 96.3% |
| Q4 2024 | 63 | $444.0M | 10.01% | 0.55% | 0.63% | 97.2% |
| Q3 2024 | 66 | $423.4M | 10.53% | 0.48% | 0.92% | 103.8% |
| Q2 2024 | 66 | $454.9M | 9.62% | 0.40% | 0.92% | 96.1% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Park View Federal Credit UnionCredit union Harrisonburg, VA | 71 out of 100, Strong | $409.6M | 10.1% | 0.05% | vs |
| Beacon Credit Union, IncorporatedCredit union Lynchburg, VA | 74 out of 100, Strong | $391.6M | 11.6% | 0.24% | vs |
| Topside Federal Credit UnionCredit union Dahlgren, VA | 63 out of 100, Moderate | $492.1M | 8.8% | 1.14% | vs |
| Agriculture Federal Credit UnionCredit union Merrifield, VA | 76 out of 100, Strong | $350.7M | 12.4% | 0.52% | vs |
| Transportation Federal Credit UnionCredit union Alexandria, VA | 60 out of 100, Moderate | $345.6M | 9.9% | 0.86% | vs |
| Henrico Federal Credit UnionCredit union Henrico, VA | 64 out of 100, Moderate | $499.7M | 10.7% | 1.44% | vs |
Deposit insurance
Is my money safe at Signature Federal Credit Union?
Yes. Signature Federal Credit Union is a federally insured credit union (NCUA charter #20061). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.8% of shares and deposits ($25.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.54%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Signature Federal Credit Union lists 1 office in 1 city. Most locations:
- Alexandria, VA (1)
HMDA 2025
Mortgage lending
In 2025, Signature Federal Credit Union reported 569 home-loan applications under HMDA (LEI 549300SQKZC6HESYGO25): 258 originated ($34,040,000 total), 145 denied, and 162 withdrawn or closed by the applicant. Its denial rate on decided applications was 35.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Signature Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 20061
- RSSD ID
- 258687
- Primary regulator
- NCUA
- Established
- 1970
- Headquarters
- 12 Herbert St, Alexandria, VA 22305
- Employees
- 59
Quick answers
Signature Federal Credit Union: common questions
Is Signature Federal Credit Union NCUA insured?
Yes. Signature Federal Credit Union is a federally insured credit union (NCUA charter #20061). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Signature Federal Credit Union's TellerScore?
49 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Signature Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Alexandria
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mount Pleasant Baptist Church Federal Credit UnionCredit union Alexandria, VA | 100 out of 100, Very strong | $370K | 17.4% | 0.00% | vs |
| Angelina County Teachers Credit UnionCredit union Lufkin, TX | 100 out of 100, Very strong | $12.9M | 18.4% | 0.04% | vs |
| None Suffer Lack Federal Credit UnionCredit union Suitland, MD | 99 out of 100, Very strong | $27.9M | 20.1% | 0.12% | vs |
| Federation of Greene County Empl. Federal Credit UnionCredit union Eutaw, AL | 99 out of 100, Very strong | $2.2M | 23.1% | 0.08% | vs |
| Lee Federal Credit UnionCredit union Washington, DC | 99 out of 100, Very strong | $5.5M | 50.7% | 0.00% | vs |
| Christiansted Federal Credit UnionCredit union Christiansted, VI | 98 out of 100, Very strong | $34.0M | 20.6% | 0.23% | vs |