Side-by-side · Q2 2026 data
Hercules First Federal Credit Union vs Wiremen'S Credit Union
Credit union
Hercules First Federal Credit Union
Salt Lake City, Utah · $100 million – $1 billion
Metric by metric
| Measure | Hercules First Federal Credit Union | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 51 | 92 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 67 | 96 (stronger) |
| Earnings | 42 | 63 (stronger) |
| Funding & liquidity | 54 | 100 (stronger) |
| Problem-loan coverage | 58 | 99 (stronger) |
| Peer percentile | 7th | 92nd |
| Total assets | $176.3M | $40.6M |
| Deposits / shares | $139.2M | $33.5M |
| Capital ratio | 9.00% | 17.01% (stronger) |
| Problem loans | 1.00% | 0.11% (stronger) |
| Net charge-offs | 0.41% | -0.08% (stronger) |
| Return on assets | 0.54% | 1.07% (stronger) |
| Loans ÷ deposits | 106.6% | 51.9% (stronger) |
| Uninsured deposits | 3.7% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Hercules First Federal Credit Union leads on 0 and Wiremen'S Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.