Side-by-side · Q2 2026 data
Heritage Bank vs Boelus State Bank
Metric by metric
| Measure | Heritage Bank | Boelus State Bank |
|---|---|---|
| TellerScore | 86 | 95 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 61 | 100 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 90th | 97th |
| Total assets | $611.6M | $24.4M |
| Deposits / shares | $420.5M | $20.6M |
| Capital ratio | 23.01% (stronger) | 14.99% |
| Problem loans | 1.18% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.58% (stronger) | 1.34% |
| Loans ÷ deposits | 70.5% | 29.9% (stronger) |
| Uninsured deposits | 29.0% | 0.0% (stronger) |
| Offices | 15 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Boelus State Bank has the higher TellerScore (95 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Heritage Bank leads on 2 and Boelus State Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.