Side-by-side · Q2 2026 data
Heritage Bank vs 1st Security Bank of Washington
Metric by metric
| Measure | Heritage Bank | 1st Security Bank of Washington |
|---|---|---|
| TellerScore | 68 (stronger) | 67 |
| Capital cushion | 52 | 64 (stronger) |
| Loan quality | 91 (stronger) | 81 |
| Earnings | 62 | 64 (stronger) |
| Funding & liquidity | 52 (stronger) | 36 |
| Problem-loan coverage | 97 (stronger) | 92 |
| Peer percentile | 49th | 44th |
| Total assets | $8.4B | $3.2B |
| Deposits / shares | $7.0B | $2.5B |
| Capital ratio | 10.23% | 11.44% (stronger) |
| Problem loans | 0.27% (stronger) | 0.58% |
| Net charge-offs | 0.03% (stronger) | 0.44% |
| Return on assets | 1.05% | 1.09% (stronger) |
| Loans ÷ deposits | 80.8% (stronger) | 107.9% |
| Uninsured deposits | 39.1% | 29.2% (stronger) |
| Offices | 66 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.1% | 8.1% |
Heritage Bank has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Heritage Bank leads on 4 and 1st Security Bank of Washington on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.