Side-by-side · Q2 2026 data
Heritage Bank of Schaumburg vs St. Martin De Porres Parish Federal Credit Union
Credit union
St. Martin De Porres Parish Federal Credit Union
Chicago, Illinois · Under $100 million in assets
Metric by metric
| Measure | Heritage Bank of Schaumburg | St. Martin De Porres Parish Federal Credit Union |
|---|---|---|
| TellerScore | 83 | 93 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 (stronger) | 64 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 84th | 94th |
| Total assets | $150.0M | $383K |
| Deposits / shares | $126.5M | $326K |
| Capital ratio | 10.86% | 14.96% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.44% (stronger) | 1.10% |
| Loans ÷ deposits | 62.3% | 12.3% (stronger) |
| Uninsured deposits | 6.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
St. Martin De Porres Parish Federal Credit Union has the higher TellerScore (93 vs 83). On the 5 directional measures above (where higher or lower is clearly better), Heritage Bank of Schaumburg leads on 1 and St. Martin De Porres Parish Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.