Side-by-side · Q2 2026 data
Heritage Family Federal Credit Union vs Green Mountain Credit Union
Credit union
Green Mountain Credit Union
South Burlingto, Vermont · $100 million – $1 billion
Metric by metric
| Measure | Heritage Family Federal Credit Union | Green Mountain Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 45 |
| Capital cushion | 71 | 87 (stronger) |
| Loan quality | 71 (stronger) | 0 |
| Earnings | 60 (stronger) | 33 |
| Funding & liquidity | 74 (stronger) | 50 |
| Problem-loan coverage | 89 (stronger) | 48 |
| Peer percentile | 54th | 3rd |
| Total assets | $869.8M | $152.0M |
| Deposits / shares | $736.1M | $114.8M |
| Capital ratio | 12.08% | 13.70% (stronger) |
| Problem loans | 0.86% (stronger) | 3.91% |
| Net charge-offs | 0.59% (stronger) | 0.62% |
| Return on assets | 1.00% (stronger) | 0.32% |
| Loans ÷ deposits | 85.9% (stronger) | 120.5% |
| Uninsured deposits | 8.2% | 6.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heritage Family Federal Credit Union has the higher TellerScore (71 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Heritage Family Federal Credit Union leads on 5 and Green Mountain Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.