TellerScore

Green Mountain Credit Union (NCUA charter #63859) is based in South Burlingto, Vermont. Its Q2 2026 call report shows $152.0M in total assets and $114.8M in member shares and deposits and 3 offices.

Green Mountain Credit Union has a TellerScore of 45 out of 100 (below average) based on Q2 2026 data — higher than only 3% of its 1,341 credit unions with $100 million – $1 billion. Among 12 credit unions headquartered in Vermont, it ranks 11th. Capital cushion contributes the most (87/100, 13.70%); loan quality contributes the least (0/100, 3.91%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.70%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 3.91%
Earnings33/100
Return on assets (annualized): 0.32%
Funding & liquidity50/100
Loans ÷ shares: 120.5% · 6.7% uninsured
Problem-loan coverage48/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 25.98%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 7 points (52 → 45), mostly because the earnings component weakened by 19 points.

TellerScore
414956Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202450
Q3 202453
Q4 202453
Q1 202556
Q2 202552
Q3 202541
Q4 202542
Q1 202644
Q2 202645
Net worth ratio
7.00%10.55%14.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202413.13%
Q3 202413.47%
Q4 202413.67%
Q1 202513.75%
Q2 202514.11%
Q3 202512.11%
Q4 202512.93%
Q1 202613.18%
Q2 202613.70%
Delinquent loans (60+ days)
2.68%4.04%5.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20245.39%
Q3 20243.79%
Q4 20243.71%
Q1 20252.68%
Q2 20253.29%
Q3 20253.82%
Q4 20254.63%
Q1 20263.46%
Q2 20263.91%
Return on assets
0.32%0.79%1.27%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.27%
Q3 20241.25%
Q4 20241.22%
Q1 20250.99%
Q2 20250.81%
Q3 20250.39%
Q4 20250.43%
Q1 20260.35%
Q2 20260.32%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202645$152.0M13.70%3.91%0.32%120.5%
Q1 202644$151.5M13.18%3.46%0.35%116.5%
Q4 202542$153.4M12.93%4.63%0.43%110.7%
Q3 202541$158.1M12.11%3.82%0.39%107.1%
Q2 202552$102.1M14.11%3.29%0.81%105.6%
Q1 202556$103.7M13.75%2.68%0.99%102.5%
Q4 202453$102.4M13.67%3.71%1.22%104.6%
Q3 202453$101.8M13.47%3.79%1.25%105.1%
Q2 202450$102.0M13.13%5.39%1.27%103.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.70%
76th
Problem loans3.91%
1st
Net charge-offs0.62%
26th
Return on assets0.32%
19th
Loans to deposits120.5%
0th
Uninsured deposits6.7%
43rd
Loan-loss reserves0.00%
50th
Texas ratio26.0%
1st

Similar-size credit unions in Vermont

InstitutionScoreAssetsCapitalProblem loansCompare
One Credit UnionCredit union Springfield, VT45 out of 100, Below average$263.6M7.8%1.52%vs
802 Credit UnionCredit union Barre, VT67 out of 100, Moderate$507.7M12.5%1.50%vs
Heritage Family Federal Credit UnionCredit union Rutland, VT71 out of 100, Strong$869.8M12.1%0.86%vs

Deposit insurance

Is my money safe at Green Mountain Credit Union?

Yes. Green Mountain Credit Union is a federally insured credit union (NCUA charter #63859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.7% of shares and deposits ($7.7M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Green Mountain Credit Union lists 3 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Green Mountain Credit Union reported 0 home-loan applications under HMDA (LEI 254900VNHREN5BIMTO39): 0 originated ($0 total), 0 denied, and 0 withdrawn or closed by the applicant.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Green Mountain Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
63859
RSSD ID
838995
Primary regulator
State + NCUA
Established
1959
Headquarters
1250 Shelburne Rd, South Burlingto, VT 05403
Employees
35

Quick answers

Green Mountain Credit Union: common questions

Is Green Mountain Credit Union NCUA insured?

Yes. Green Mountain Credit Union is a federally insured credit union (NCUA charter #63859). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Green Mountain Credit Union's TellerScore?

45 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Green Mountain Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near South Burlingto

InstitutionScoreAssetsCapitalProblem loansCompare
Sea Comm Federal Credit UnionCredit union Massena, NY89 out of 100, Very strong$777.3M18.0%0.63%vs
Plattsburgh City School District Federal Credit UnionCredit union Plattsburgh, NY86 out of 100, Very strong$9.4M15.6%0.32%vs
Dannemora Federal Credit UnionCredit union Plattsburgh, NY85 out of 100, Very strong$320.3M14.6%0.51%vs
The North Country Savings BankBank Canton, NY78 out of 100, Strong$373.5M14.5%0.82%vs
Ufirst Federal Credit UnionCredit union Plattsburgh, NY75 out of 100, Strong$128.6M15.4%0.92%vs
Peoples Trust Company of St. AlbansBank Saint Albans, VT74 out of 100, Strong$395.4M11.8%0.41%vs