Side-by-side · Q2 2026 data
Heritage Hub Federal Credit Union vs Paris District Credit Union
Credit union
Heritage Hub Federal Credit Union
Houston, Texas · Under $100 million in assets
Metric by metric
| Measure | Heritage Hub Federal Credit Union | Paris District Credit Union |
|---|---|---|
| TellerScore | 50 | 68 (stronger) |
| Capital cushion | 0 | 100 (stronger) |
| Loan quality | 100 (stronger) | 37 |
| Earnings | 0 | 21 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 9th | 36th |
| Total assets | $149K | $428K |
| Deposits / shares | $172K | $340K |
| Capital ratio | -15.82% | 20.35% (stronger) |
| Problem loans | 0.00% (stronger) | 1.90% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -117.25% | 0.03% (stronger) |
| Loans ÷ deposits | 51.2% (stronger) | 57.4% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Paris District Credit Union has the higher TellerScore (68 vs 50). On the 5 directional measures above (where higher or lower is clearly better), Heritage Hub Federal Credit Union leads on 2 and Paris District Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.