Side-by-side · Q2 2026 data
Heritage South Community Credit Union vs Resound Credit Union
Credit union
Heritage South Community Credit Union
Shelbyville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Heritage South Community Credit Union | Resound Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 56 |
| Loan quality | 75 | 77 (stronger) |
| Earnings | 96 (stronger) | 63 |
| Funding & liquidity | 69 (stronger) | 64 |
| Problem-loan coverage | 93 (stronger) | 89 |
| Peer percentile | 92nd | 41st |
| Total assets | $361.9M | $704.4M |
| Deposits / shares | $298.1M | $620.9M |
| Capital ratio | 17.08% (stronger) | 10.61% |
| Problem loans | 0.75% | 0.68% (stronger) |
| Net charge-offs | 0.47% | 0.40% (stronger) |
| Return on assets | 1.89% (stronger) | 1.09% |
| Loans ÷ deposits | 91.5% (stronger) | 95.9% |
| Uninsured deposits | 6.5% (stronger) | 12.4% |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heritage South Community Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Heritage South Community Credit Union leads on 5 and Resound Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.