TellerScore

Resound Credit Union (NCUA charter #67972) is based in Nashville, Tennessee. Its Q2 2026 call report shows $704.4M in total assets and $620.9M in member shares and deposits and 7 offices.

Resound Credit Union has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 41% of its 1,341 credit unions with $100 million – $1 billion. Among 125 credit unions headquartered in Tennessee, it ranks 87th. Problem-loan coverage contributes the most (89/100, 5.6%); capital cushion contributes the least (56/100, 10.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.61%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings63/100
Return on assets (annualized): 1.09%
Funding & liquidity64/100
Loans ÷ shares: 95.9% · 12.4% uninsured
Problem-loan coverage89/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 5.56%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (66 → 67).

TellerScore
616569Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202462
Q3 202461
Q4 202461
Q1 202566
Q2 202566
Q3 202566
Q4 202566
Q1 202669
Q2 202667
Net worth ratio
7.00%8.80%10.61%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.10%
Q3 202410.05%
Q4 202410.18%
Q1 202510.28%
Q2 202510.50%
Q3 202510.54%
Q4 202510.47%
Q1 202610.42%
Q2 202610.61%
Delinquent loans (60+ days)
0.55%0.69%0.83%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.59%
Q3 20240.70%
Q4 20240.83%
Q1 20250.71%
Q2 20250.77%
Q3 20250.82%
Q4 20250.79%
Q1 20260.55%
Q2 20260.68%
Return on assets
0.50%0.83%1.17%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.50%
Q3 20240.55%
Q4 20240.71%
Q1 20251.04%
Q2 20251.14%
Q3 20251.11%
Q4 20251.10%
Q1 20261.17%
Q2 20261.09%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202667$704.4M10.61%0.68%1.09%95.9%
Q1 202669$700.1M10.42%0.55%1.17%92.6%
Q4 202566$677.7M10.47%0.79%1.10%95.5%
Q3 202566$653.7M10.54%0.82%1.11%97.5%
Q2 202566$639.4M10.50%0.77%1.14%97.1%
Q1 202566$634.0M10.28%0.71%1.04%94.2%
Q4 202461$623.9M10.18%0.83%0.71%97.4%
Q3 202461$612.8M10.05%0.70%0.55%97.2%
Q2 202462$600.4M10.10%0.59%0.50%94.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.61%
38th
Problem loans0.68%
50th
Net charge-offs0.40%
45th
Return on assets1.09%
71st
Loans to deposits95.9%
6th
Uninsured deposits12.4%
9th
Loan-loss reserves0.00%
50th
Texas ratio5.6%
35th

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Consumer Credit UnionCredit union Greeneville, TN75 out of 100, Strong$660.5M10.7%0.10%vs
Fedex Employees Credit Association Federal Credit UnionCredit union Memphis, TN77 out of 100, Strong$641.1M14.2%1.04%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
U. T. Federal Credit UnionCredit union Knoxville, TN65 out of 100, Moderate$553.9M9.7%0.19%vs
Memphis City Employees Credit UnionCredit union Memphis, TN81 out of 100, Strong$502.5M14.5%0.63%vs
Southeast Financial Credit UnionCredit union Franklin, TN52 out of 100, Below average$466.8M8.0%0.85%vs

Deposit insurance

Is my money safe at Resound Credit Union?

Yes. Resound Credit Union is a federally insured credit union (NCUA charter #67972). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.4% of shares and deposits ($77.2M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.61%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

7 locations

Branches

Resound Credit Union lists 7 offices in 7 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Resound Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67972
RSSD ID
455299
Primary regulator
State + NCUA
Established
1962
Headquarters
P.O. Box 120729, Nashville, TN 37212
Employees
114

Quick answers

Resound Credit Union: common questions

Is Resound Credit Union NCUA insured?

Yes. Resound Credit Union is a federally insured credit union (NCUA charter #67972). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Resound Credit Union's TellerScore?

67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Resound Credit Union have?

7 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Nashville

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
First South Financial Federal Credit UnionCredit union Bartlett, TN95 out of 100, Very strong$844.8M30.2%0.22%vs
The Farmers BankBank Portland, TN89 out of 100, Very strong$942.8M15.1%0.53%vs
Heritage South Community Credit UnionCredit union Shelbyville, TN88 out of 100, Very strong$361.9M17.1%0.75%vs
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First Freedom BankBank Lebanon, TN85 out of 100, Very strong$817.8M12.5%0.01%vs