Side-by-side · Q2 2026 data
Hershey Federal Credit Union vs Allentown Federal Credit Union
Credit union
Hershey Federal Credit Union
Hummelstown, Pennsylvania · $100 million – $1 billion
Credit union
Allentown Federal Credit Union
Allentown, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Hershey Federal Credit Union | Allentown Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 86 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 46 | 71 (stronger) |
| Funding & liquidity | 67 | 92 (stronger) |
| Problem-loan coverage | 83 | 95 (stronger) |
| Peer percentile | 24th | 89th |
| Total assets | $125.8M | $127.7M |
| Deposits / shares | $113.4M | $106.5M |
| Capital ratio | 9.53% | 16.49% (stronger) |
| Problem loans | 0.58% (stronger) | 0.76% |
| Net charge-offs | 0.14% | -0.01% (stronger) |
| Return on assets | 0.64% | 1.27% (stronger) |
| Loans ÷ deposits | 93.0% | 68.2% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 2.1% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 1.7% |
Allentown Federal Credit Union has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hershey Federal Credit Union leads on 2 and Allentown Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.