Side-by-side · Q2 2026 data
Hertford Savings Bank, SSB vs Nucor Employee'S Credit Union
Credit union
Nucor Employee'S Credit Union
Florence, South Carolina · Under $100 million in assets
Metric by metric
| Measure | Hertford Savings Bank, SSB | Nucor Employee'S Credit Union |
|---|---|---|
| TellerScore | 65 | 91 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 93 (stronger) | 80 |
| Earnings | 15 | 92 (stronger) |
| Funding & liquidity | 82 | 87 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 26th | 90th |
| Total assets | $20.7M | $68.2M |
| Deposits / shares | $18.5M | $54.2M |
| Capital ratio | 10.64% | 19.74% (stronger) |
| Problem loans | 0.22% (stronger) | 0.61% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | -0.12% | 1.80% (stronger) |
| Loans ÷ deposits | 78.5% | 73.1% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 6.2% |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Nucor Employee'S Credit Union has the higher TellerScore (91 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Hertford Savings Bank, SSB leads on 3 and Nucor Employee'S Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.