TellerScore

Nucor Employee'S Credit Union (NCUA charter #61028) is based in Florence, South Carolina. Its Q2 2026 call report shows $68.2M in total assets and $54.2M in member shares and deposits and 10 offices across 6 states.

Nucor Employee'S Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 45 credit unions headquartered in South Carolina, it ranks 5th. Capital cushion contributes the most (100/100, 19.74%); loan quality contributes the least (80/100, 0.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.74%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings92/100
Return on assets (annualized): 1.80%
Funding & liquidity87/100
Loans ÷ shares: 73.1% · 6.2% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (92 → 91).

TellerScore
919395Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202494
Q3 202493
Q4 202491
Q1 202592
Q2 202592
Q3 202593
Q4 202595
Q1 202693
Q2 202691
Net worth ratio
7.00%13.37%19.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.71%
Q3 202417.94%
Q4 202418.72%
Q1 202518.19%
Q2 202518.80%
Q3 202519.41%
Q4 202519.10%
Q1 202618.82%
Q2 202619.74%
Delinquent loans (60+ days)
0.33%0.50%0.67%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.42%
Q3 20240.52%
Q4 20240.62%
Q1 20250.67%
Q2 20250.60%
Q3 20250.54%
Q4 20250.35%
Q1 20260.33%
Q2 20260.61%
Return on assets
1.61%2.27%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.83%
Q3 20242.92%
Q4 20242.83%
Q1 20252.28%
Q2 20252.35%
Q3 20252.13%
Q4 20251.97%
Q1 20261.61%
Q2 20261.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$68.2M19.74%0.61%1.80%73.1%
Q1 202693$69.8M18.82%0.33%1.61%69.6%
Q4 202595$67.3M19.10%0.35%1.97%73.7%
Q3 202593$64.9M19.41%0.54%2.13%77.5%
Q2 202592$65.6M18.80%0.60%2.35%75.3%
Q1 202592$65.6M18.19%0.67%2.28%75.0%
Q4 202491$61.7M18.72%0.62%2.83%80.5%
Q3 202493$62.4M17.94%0.52%2.92%77.5%
Q2 202494$64.3M16.71%0.42%2.83%76.7%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.74%
76th
Problem loans0.61%
54th
Net charge-offs0.20%
47th
Return on assets1.80%
91st
Loans to deposits73.1%
28th
Uninsured deposits6.2%
16th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
54th

Similar-size credit unions in South Carolina

InstitutionScoreAssetsCapitalProblem loansCompare
Latitude 32 Federal Credit UnionCredit union Charleston, SC88 out of 100, Very strong$69.5M14.8%0.39%vs
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Neighbors United Federal Credit UnionCredit union Greenwood, SC60 out of 100, Moderate$64.0M12.6%1.27%vs
Tru Federal Credit UnionCredit union Greenwood, SC68 out of 100, Moderate$63.4M11.0%0.42%vs
Secured Advantage Federal Credit UnionCredit union Simpsonville, SC65 out of 100, Moderate$55.7M12.2%0.88%vs
Curis Financial Credit UnionCredit union Columbia, SC82 out of 100, Strong$84.3M23.5%0.59%vs

Deposit insurance

Is my money safe at Nucor Employee'S Credit Union?

Yes. Nucor Employee'S Credit Union is a federally insured credit union (NCUA charter #61028). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.2% of shares and deposits ($3.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.74%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

10 locations

Branches

Nucor Employee'S Credit Union lists 10 offices in 9 cities across 6 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Nucor Employee'S Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61028
RSSD ID
145497
Primary regulator
State + NCUA
Established
1962
Headquarters
PO Box 6469, Florence, SC 29502
Employees
23

Quick answers

Nucor Employee'S Credit Union: common questions

Is Nucor Employee'S Credit Union NCUA insured?

Yes. Nucor Employee'S Credit Union is a federally insured credit union (NCUA charter #61028). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Nucor Employee'S Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Nucor Employee'S Credit Union have?

10 offices as of the latest NCUA data, in 6 states.

Nearby

Highest-scoring banks and credit unions with branches near Florence

InstitutionScoreAssetsCapitalProblem loansCompare
Trinity Baptist Church Federal Credit UnionCredit union Florence, SC92 out of 100, Very strong$2.3M16.8%0.20%vs
S. C. State Federal Credit UnionCredit union Columbia, SC91 out of 100, Very strong$1.5B15.6%0.82%vs
Carolina Bank & Trust Co.Bank Lamar, SC83 out of 100, Strong$844.6M13.5%0.41%vs
Oconee Federal Savings and Loan AssociationBank Seneca, SC78 out of 100, Strong$679.4M13.6%0.33%vs
Palmetto First Federal Credit UnionCredit union Florence, SC77 out of 100, Strong$64.1M21.0%1.89%vs
Dixies Federal Credit UnionCredit union Darlington, SC77 out of 100, Strong$47.6M22.7%0.80%vs