Side-by-side · Q2 2026 data
Hi-Land Credit Union vs National J. A. C. L. Credit Union
Credit union
National J. A. C. L. Credit Union
Salt Lake City, Utah · Under $100 million in assets
Metric by metric
| Measure | Hi-Land Credit Union | National J. A. C. L. Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 51 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 99 (stronger) | 43 |
| Earnings | 0 | 17 (stronger) |
| Funding & liquidity | 41 | 97 (stronger) |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 42nd | 10th |
| Total assets | $37.9M | $38.6M |
| Deposits / shares | $27.6M | $33.6M |
| Capital ratio | 26.81% (stronger) | 9.69% |
| Problem loans | 0.03% (stronger) | 1.71% |
| Net charge-offs | 0.43% | 0.15% (stronger) |
| Return on assets | -7.86% | -0.07% (stronger) |
| Loans ÷ deposits | 112.1% | 63.3% (stronger) |
| Uninsured deposits | 23.7% | 1.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hi-Land Credit Union has the higher TellerScore (71 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Hi-Land Credit Union leads on 3 and National J. A. C. L. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.