TellerScore

Headquartered in Salt Lake City, Utah, Hi-Land Credit Union is a federally insured state-chartered credit union with $37.9M in total assets and $27.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1957.

Hi-Land Credit Union has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 42% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Utah, it ranks 27th. Capital cushion contributes the most (100/100, 26.81%); earnings contributes the least (0/100, -7.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.81%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.03%
Earnings0/100
Return on assets (annualized): -7.86%
Funding & liquidity41/100
Loans ÷ shares: 112.1% · 23.7% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.08%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (72 → 71).

TellerScore
717476Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202473
Q4 202474
Q1 202573
Q2 202572
Q3 202574
Q4 202576
Q1 202672
Q2 202671
Net worth ratio
7.00%17.86%28.72%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.55%
Q3 202421.94%
Q4 202422.88%
Q1 202525.57%
Q2 202527.41%
Q3 202528.41%
Q4 202528.72%
Q1 202627.17%
Q2 202626.81%
Delinquent loans (60+ days)
0.00%0.13%0.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.26%
Q4 20240.09%
Q1 20250.00%
Q2 20250.10%
Q3 20250.00%
Q4 20250.00%
Q1 20260.05%
Q2 20260.03%
Return on assets
-14.30%-7.19%-0.09%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.06%
Q3 2024-0.71%
Q4 2024-0.76%
Q1 2025-1.19%
Q2 2025-0.43%
Q3 2025-0.27%
Q4 2025-0.09%
Q1 2026-14.30%
Q2 2026-7.86%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$37.9M26.81%0.03%-7.86%112.1%
Q1 202672$37.9M27.17%0.05%-14.30%114.5%
Q4 202576$40.5M28.72%0.00%-0.09%113.4%
Q3 202574$40.8M28.41%0.00%-0.27%116.5%
Q2 202572$42.3M27.41%0.10%-0.43%113.1%
Q1 202573$45.0M25.57%0.00%-1.19%105.8%
Q4 202474$50.7M22.88%0.09%-0.76%92.9%
Q3 202473$53.4M21.94%0.26%-0.71%93.3%
Q2 202475$54.4M21.55%0.00%-1.06%93.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.81%
91st
Problem loans0.03%
85th
Net charge-offs0.43%
30th
Return on assets-7.86%
1st
Loans to deposits112.1%
1st
Uninsured deposits23.7%
1st
Loan-loss reserves0.00%
37th
Texas ratio0.1%
85th

Similar-size credit unions in Utah

InstitutionScoreAssetsCapitalProblem loansCompare
National J. A. C. L. Credit UnionCredit union Salt Lake City, UT51 out of 100, Below average$38.6M9.7%1.71%vs
Lu 354 I B E W Federal Credit UnionCredit union Salt Lake City, UT64 out of 100, Moderate$39.8M16.8%2.77%vs
Logan Medical Federal Credit UnionCredit union Logan, UT67 out of 100, Moderate$33.2M18.4%2.80%vs
San Juan Credit UnionCredit union Blanding, UT62 out of 100, Moderate$29.9M13.9%2.31%vs
Nephi Western Employees Federal Credit UnionCredit union Nephi, UT90 out of 100, Very strong$46.4M34.5%0.15%vs
New Heights Federal Credit UnionCredit union Logan, UT75 out of 100, Strong$27.7M14.9%0.93%vs

Deposit insurance

Is my money safe at Hi-Land Credit Union?

Yes. Hi-Land Credit Union is a federally insured credit union (NCUA charter #61453). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 23.7% of shares and deposits ($6.6M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.81%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Hi-Land Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hi-Land Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
61453
RSSD ID
978190
Primary regulator
State + NCUA
Established
1957
Headquarters
965 E Woodoak Lane, Salt Lake City, UT 84117
Employees
3

Quick answers

Hi-Land Credit Union: common questions

Is Hi-Land Credit Union NCUA insured?

Yes. Hi-Land Credit Union is a federally insured credit union (NCUA charter #61453). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hi-Land Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hi-Land Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Salt Lake City

InstitutionScoreAssetsCapitalProblem loansCompare
Uintah Credit UnionCredit union Vernal, UT100 out of 100, Very strong$3.9M21.3%0.00%vs
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Beckstrand and Associates Credit UnionCredit union Salt Lake City, UT93 out of 100, Very strong$166K99.9%—vs
Optum Bank, Inc.Bank Draper, UT93 out of 100, Very strong$21.4B13.2%0.21%vs
Operating Engineers Local Union #3 Federal Credit UnionCredit union Livermore, CA92 out of 100, Very strong$1.7B15.5%0.60%vs
Wiremen'S Credit UnionCredit union Parma, OH92 out of 100, Very strong$40.6M17.0%0.11%vs