Side-by-side · Q2 2026 data
Hiawatha National Bank vs Royal Bank
Metric by metric
| Measure | Hiawatha National Bank | Royal Bank |
|---|---|---|
| TellerScore | 41 | 79 (stronger) |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 56 | 79 (stronger) |
| Funding & liquidity | 59 | 83 (stronger) |
| Problem-loan coverage | 35 | 99 (stronger) |
| Peer percentile | 3rd | 75th |
| Total assets | $781.3M | $816.1M |
| Deposits / shares | $602.1M | $723.1M |
| Capital ratio | 10.76% (stronger) | 10.53% |
| Problem loans | 5.32% | 0.06% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 0.89% | 1.48% (stronger) |
| Loans ÷ deposits | 94.2% | 76.8% (stronger) |
| Uninsured deposits | 21.9% | 11.9% (stronger) |
| Offices | 8 | 21 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 13.0% |
Royal Bank has the higher TellerScore (79 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Hiawatha National Bank leads on 1 and Royal Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.