Side-by-side · Q2 2026 data
Hiawatha National Bank vs Westbury Bank
Metric by metric
| Measure | Hiawatha National Bank | Westbury Bank |
|---|---|---|
| TellerScore | 41 | 70 (stronger) |
| Capital cushion | 58 (stronger) | 42 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 56 (stronger) | 52 |
| Funding & liquidity | 59 | 77 (stronger) |
| Problem-loan coverage | 35 | 100 (stronger) |
| Peer percentile | 3rd | 43rd |
| Total assets | $781.3M | $771.9M |
| Deposits / shares | $602.1M | $698.0M |
| Capital ratio | 10.76% (stronger) | 9.20% |
| Problem loans | 5.32% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.03% |
| Return on assets | 0.89% (stronger) | 0.80% |
| Loans ÷ deposits | 94.2% | 77.9% (stronger) |
| Uninsured deposits | 21.9% | 19.4% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 3.0% |
Westbury Bank has the higher TellerScore (70 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Hiawatha National Bank leads on 3 and Westbury Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.