Side-by-side · Q2 2026 data
Hibbing Cooperative vs Brainerd B. N. Credit Union
Metric by metric
| Measure | Hibbing Cooperative | Brainerd B. N. Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 70 | 94 (stronger) |
| Earnings | 100 (stronger) | 38 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 97th | 60th |
| Total assets | $108.9M | $127.8M |
| Deposits / shares | $88.3M | $113.5M |
| Capital ratio | 19.08% (stronger) | 10.76% |
| Problem loans | 0.90% | 0.17% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 2.07% (stronger) | 0.46% |
| Loans ÷ deposits | 37.1% (stronger) | 56.0% |
| Uninsured deposits | 1.6% (stronger) | 4.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hibbing Cooperative has the higher TellerScore (92 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hibbing Cooperative leads on 5 and Brainerd B. N. Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.