TellerScore

Headquartered in Hibbing, Minnesota, Hibbing Cooperative is a federally insured state-chartered credit union with $108.9M in total assets and $88.3M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1938.

Hibbing Cooperative has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 1,341 credit unions with $100 million – $1 billion. Among 80 credit unions headquartered in Minnesota, it ranks 4th. Capital cushion contributes the most (100/100, 19.08%); loan quality contributes the least (70/100, 0.90%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.08%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.90%
Earnings100/100
Return on assets (annualized): 2.07%
Funding & liquidity100/100
Loans ÷ shares: 37.1% · 1.6% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.43%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (95 → 92), mostly because the loan quality component weakened by 12 points.

TellerScore
889295Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202491
Q3 202493
Q4 202493
Q1 202594
Q2 202595
Q3 202595
Q4 202588
Q1 202692
Q2 202692
Net worth ratio
7.00%13.04%19.08%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202415.28%
Q3 202415.86%
Q4 202416.55%
Q1 202516.86%
Q2 202517.41%
Q3 202518.08%
Q4 202518.44%
Q1 202618.24%
Q2 202619.08%
Delinquent loans (60+ days)
0.55%0.97%1.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.03%
Q3 20240.83%
Q4 20240.81%
Q1 20250.68%
Q2 20250.55%
Q3 20250.56%
Q4 20251.39%
Q1 20260.93%
Q2 20260.90%
Return on assets
2.03%2.42%2.81%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.36%
Q3 20242.37%
Q4 20242.49%
Q1 20252.81%
Q2 20252.65%
Q3 20252.61%
Q4 20252.48%
Q1 20262.03%
Q2 20262.07%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$108.9M19.08%0.90%2.07%37.1%
Q1 202692$110.8M18.24%0.93%2.03%35.2%
Q4 202588$106.5M18.44%1.39%2.48%37.9%
Q3 202595$105.5M18.08%0.56%2.61%38.2%
Q2 202595$105.7M17.41%0.55%2.65%38.1%
Q1 202594$105.2M16.86%0.68%2.81%37.5%
Q4 202493$102.7M16.55%0.81%2.49%38.6%
Q3 202493$102.5M15.86%0.83%2.37%39.4%
Q2 202491$102.4M15.28%1.03%2.36%38.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.08%
96th
Problem loans0.90%
35th
Net charge-offs0.08%
87th
Return on assets2.07%
98th
Loans to deposits37.1%
97th
Uninsured deposits1.6%
92nd
Loan-loss reserves0.00%
50th
Texas ratio1.4%
83rd

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Northridge Community Credit UnionCredit union Virginia, MN65 out of 100, Moderate$113.0M15.6%4.18%vs
North Star Credit UnionCredit union Cook, MN72 out of 100, Strong$116.0M9.4%0.00%vs
Two Harbors Federal Credit UnionCredit union Two Harbors, MN84 out of 100, Strong$118.4M14.3%0.07%vs
Northern Communities Credit UnionCredit union Duluth, MN52 out of 100, Below average$124.3M10.8%1.92%vs
Crow Wing Power Credit UnionCredit union Brainerd, MN71 out of 100, Strong$126.3M9.4%0.02%vs
Brainerd B. N. Credit UnionCredit union Brainerd, MN73 out of 100, Strong$127.8M10.8%0.17%vs

Deposit insurance

Is my money safe at Hibbing Cooperative?

Yes. Hibbing Cooperative is a federally insured credit union (NCUA charter #60164). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.6% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 19.08%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Hibbing Cooperative lists 1 office in 1 city. Most locations:

  • Hibbing, MN (1)

All branch addresses and map

Identity & history

Profile

Legal name
Hibbing Cooperative
Type
Federally insured state-chartered credit union
NCUA charter #
60164
RSSD ID
559898
Primary regulator
State + NCUA
Established
1938
Headquarters
P O Box 908, Hibbing, MN 55746
Employees
12

Quick answers

Hibbing Cooperative: common questions

Is Hibbing Cooperative NCUA insured?

Yes. Hibbing Cooperative is a federally insured credit union (NCUA charter #60164). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Hibbing Cooperative's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Hibbing Cooperative have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hibbing

InstitutionScoreAssetsCapitalProblem loansCompare
North Star Credit UnionCredit union Cook, MN72 out of 100, Strong$116.0M9.4%0.00%vs
National Bank of CommerceBank Superior, WI70 out of 100, Strong$2.2B9.3%0.64%vs
Park State BankBank Duluth, MN66 out of 100, Moderate$1.5B9.9%0.92%vs
Wings Credit UnionCredit union Colorado Spring, CO66 out of 100, Moderate$19.4B11.8%0.64%vs
Northridge Community Credit UnionCredit union Virginia, MN65 out of 100, Moderate$113.0M15.6%4.18%vs
Security State Bank of HibbingBank Hibbing, MN64 out of 100, Moderate$151.9M11.6%1.54%vs