Side-by-side · Q2 2026 data
Hibbing Cooperative vs Northern Communities Credit Union
Credit union
Northern Communities Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Hibbing Cooperative | Northern Communities Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 52 |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 70 (stronger) | 36 |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 97 (stronger) | 70 |
| Peer percentile | 97th | 8th |
| Total assets | $108.9M | $124.3M |
| Deposits / shares | $88.3M | $108.9M |
| Capital ratio | 19.08% (stronger) | 10.79% |
| Problem loans | 0.90% (stronger) | 1.92% |
| Net charge-offs | 0.08% (stronger) | 0.55% |
| Return on assets | 2.07% (stronger) | 0.56% |
| Loans ÷ deposits | 37.1% (stronger) | 93.0% |
| Uninsured deposits | 1.6% (stronger) | 3.4% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hibbing Cooperative has the higher TellerScore (92 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Hibbing Cooperative leads on 7 and Northern Communities Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.