Side-by-side · Q2 2026 data
Hibernia Bank vs Currency Bank
Metric by metric
| Measure | Hibernia Bank | Currency Bank |
|---|---|---|
| TellerScore | 55 | 86 (stronger) |
| Capital cushion | 65 | 84 (stronger) |
| Loan quality | 54 | 95 (stronger) |
| Earnings | 24 | 98 (stronger) |
| Funding & liquidity | 57 (stronger) | 50 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 11th | 90th |
| Total assets | $256.6M | $248.5M |
| Deposits / shares | $210.0M | $203.2M |
| Capital ratio | 11.54% | 13.38% (stronger) |
| Problem loans | 1.37% | 0.14% (stronger) |
| Net charge-offs | -0.02% | -0.05% (stronger) |
| Return on assets | 0.11% | 1.95% (stronger) |
| Loans ÷ deposits | 100.3% | 93.0% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 30.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Currency Bank has the higher TellerScore (86 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Hibernia Bank leads on 1 and Currency Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.