Side-by-side · Q2 2026 data
High Country Bank vs Power Credit Union
Metric by metric
| Measure | High Country Bank | Power Credit Union |
|---|---|---|
| TellerScore | 56 | 63 (stronger) |
| Capital cushion | 46 | 64 (stronger) |
| Loan quality | 55 (stronger) | 53 |
| Earnings | 63 (stronger) | 34 |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 13th | 29th |
| Total assets | $528.5M | $156.0M |
| Deposits / shares | $450.5M | $137.5M |
| Capital ratio | 9.62% | 11.39% (stronger) |
| Problem loans | 1.34% (stronger) | 1.40% |
| Net charge-offs | 0.00% (stronger) | 1.07% |
| Return on assets | 1.08% (stronger) | 0.35% |
| Loans ÷ deposits | 97.8% | 52.4% (stronger) |
| Uninsured deposits | 20.7% | 3.7% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Power Credit Union has the higher TellerScore (63 vs 56). On the 7 directional measures above (where higher or lower is clearly better), High Country Bank leads on 3 and Power Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salida, CO
- Buena Vista, CO
- Canon City, CO