TellerScore

Side-by-side · Q2 2026 data

High Plains Bank vs First Southwest Bank

Bank

High Plains Bank

Flagler, Colorado · $100 million – $1 billion

74of 100
Strong

Bank

First Southwest Bank

Durango, Colorado · $100 million – $1 billion

86of 100
Very strong

Metric by metric

MeasureHigh Plains BankFirst Southwest Bank
TellerScore7486 (stronger)
Capital cushion46100 (stronger)
Loan quality7799 (stronger)
Earnings100 (stronger)44
Funding & liquidity7885 (stronger)
Problem-loan coverage8999 (stronger)
Peer percentile57th90th
Total assets$643.1M$657.5M
Deposits / shares$567.0M$491.7M
Capital ratio9.60%15.31% (stronger)
Problem loans0.70%0.04% (stronger)
Net charge-offs0.03% (stronger)0.05%
Return on assets2.22% (stronger)0.60%
Loans ÷ deposits80.7%68.6% (stronger)
Uninsured deposits16.4% (stronger)21.5%
Offices86
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)14.3%—

First Southwest Bank has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 3 and First Southwest Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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