Side-by-side · Q2 2026 data
High Plains Bank vs Yampa Valley Bank
Metric by metric
| Measure | High Plains Bank | Yampa Valley Bank |
|---|---|---|
| TellerScore | 74 | 78 (stronger) |
| Capital cushion | 46 (stronger) | 44 |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 78 (stronger) | 74 |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 57th | 72nd |
| Total assets | $643.1M | $687.6M |
| Deposits / shares | $567.0M | $614.1M |
| Capital ratio | 9.60% (stronger) | 9.39% |
| Problem loans | 0.70% | 0.09% (stronger) |
| Net charge-offs | 0.03% | 0.01% (stronger) |
| Return on assets | 2.22% | 2.26% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 86.3% |
| Uninsured deposits | 16.4% | 12.3% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | — |
Yampa Valley Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 2 and Yampa Valley Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.