Side-by-side · Q2 2026 data
High Plains Bank vs ACB Bank
Metric by metric
| Measure | High Plains Bank | ACB Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 58 | 72 (stronger) |
| Loan quality | 68 (stronger) | 41 |
| Earnings | 86 (stronger) | 76 |
| Funding & liquidity | 70 (stronger) | 61 |
| Problem-loan coverage | 89 (stronger) | 80 |
| Peer percentile | 47th | 26th |
| Total assets | $330.2M | $135.5M |
| Deposits / shares | $285.0M | $114.8M |
| Capital ratio | 10.76% | 12.24% (stronger) |
| Problem loans | 0.97% (stronger) | 1.77% |
| Net charge-offs | 0.08% (stronger) | 1.06% |
| Return on assets | 1.66% (stronger) | 1.40% |
| Loans ÷ deposits | 83.8% (stronger) | 88.4% |
| Uninsured deposits | 20.6% (stronger) | 24.2% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
High Plains Bank has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 6 and ACB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.