High Plains Bank is a state-chartered bank headquartered in Okeene, Oklahoma, in business for about 96 years. At the end of Q2 2026 it reported $330.2M in total assets and $285.0M in deposits, with 3 offices.
High Plains Bank has a TellerScore of 71 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,650 banks with $100 million – $1 billion. Among 170 banks headquartered in Oklahoma, it ranks 78th. Problem-loan coverage contributes the most (89/100, 5.3%); capital cushion contributes the least (58/100, 10.76%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (75 → 71), mostly because the earnings component weakened by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 77 |
| Q3 2024 | 82 |
| Q4 2024 | 75 |
| Q1 2025 | 77 |
| Q2 2025 | 75 |
| Q3 2025 | 76 |
| Q4 2025 | 66 |
| Q1 2026 | 67 |
| Q2 2026 | 71 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.11% |
| Q3 2024 | 12.41% |
| Q4 2024 | 11.62% |
| Q1 2025 | 11.58% |
| Q2 2025 | 11.32% |
| Q3 2025 | 11.15% |
| Q4 2025 | 10.31% |
| Q1 2026 | 9.83% |
| Q2 2026 | 10.76% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.92% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.54% |
| Q1 2025 | 0.71% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.64% |
| Q4 2025 | 1.21% |
| Q1 2026 | 1.14% |
| Q2 2026 | 0.97% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.05% |
| Q3 2024 | 1.94% |
| Q4 2024 | 1.52% |
| Q1 2025 | 2.01% |
| Q2 2025 | 2.11% |
| Q3 2025 | 2.04% |
| Q4 2025 | 1.69% |
| Q1 2026 | 1.89% |
| Q2 2026 | 1.66% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 71 | $330.2M | 10.76% | 0.97% | 1.66% | 83.8% |
| Q1 2026 | 67 | $211.7M | 9.83% | 1.14% | 1.89% | 93.2% |
| Q4 2025 | 66 | $211.7M | 10.31% | 1.21% | 1.69% | 88.0% |
| Q3 2025 | 76 | $211.7M | 11.15% | 0.64% | 2.04% | 92.5% |
| Q2 2025 | 75 | $203.8M | 11.32% | 0.83% | 2.11% | 89.3% |
| Q1 2025 | 77 | $195.7M | 11.58% | 0.71% | 2.01% | 91.1% |
| Q4 2024 | 75 | $185.2M | 11.62% | 0.54% | 1.52% | 91.2% |
| Q3 2024 | 82 | $184.7M | 12.41% | 0.56% | 1.94% | 81.6% |
| Q2 2024 | 77 | $174.7M | 12.11% | 0.92% | 2.05% | 89.4% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of CommerceBank Duncan, OK | 46 out of 100, Below average | $334.0M | 10.5% | 2.27% | vs |
| The First Security BankBank Beaver, OK | 35 out of 100, Low | $335.0M | 8.3% | 2.34% | vs |
| American Bank and Trust CompanyBank Tulsa, OK | 60 out of 100, Moderate | $324.4M | 15.3% | 6.26% | vs |
| Citizens Bank and Trust Company of ArdmoreBank Ardmore, OK | 78 out of 100, Strong | $318.8M | 10.6% | 0.00% | vs |
| First Bethany Bank & TrustBank Bethany, OK | 71 out of 100, Strong | $316.8M | 9.1% | 0.18% | vs |
| Patrons Bank, National AssociationBank Okmulgee, OK | 69 out of 100, Moderate | $314.5M | 10.8% | 0.80% | vs |
Deposit insurance
Is my money safe at High Plains Bank?
Yes. High Plains Bank is an FDIC-insured institution (FDIC certificate #418). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 20.6% of deposits ($58.7M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.76%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
High Plains Bank lists 3 offices in 3 cities. Most locations:
- Alva, OK (1)
- Cordell, OK (1)
- Okeene, OK (1)
Identity & history
Profile
- Legal name
- High Plains Bank
- Former names
- The First State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 418
- RSSD ID
- 881852
- Primary regulator
- FDIC
- Holding company
- Hpb Holdings Inc
- Established
- February 11, 1930
- Headquarters
- 202 N Main St, Okeene, OK 73763
- Website
- www.hpbank.us
- Employees
- 40
Quick answers
High Plains Bank: common questions
Is High Plains Bank FDIC insured?
Yes. High Plains Bank is an FDIC-insured institution (FDIC certificate #418). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is High Plains Bank's TellerScore?
71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has High Plains Bank ever failed?
There is no failure record for FDIC certificate #418 in the FDIC failed bank list.
How many branches does High Plains Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Okeene
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Fairview Savings and Loan AssociationBank Fairview, OK | 92 out of 100, Very strong | $65.1M | 20.8% | 0.00% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |
| Cowboy BankBank Kremlin, OK | 84 out of 100, Strong | $350.3M | 12.7% | 0.49% | vs |
| Community State Bank of CantonBank Canton, OK | 83 out of 100, Strong | $73.0M | 12.9% | 0.34% | vs |
| The City National Bank and Trust Company of Lawton, OklahomaBank Lawton, OK | 83 out of 100, Strong | $446.2M | 13.9% | 0.45% | vs |
| First State BankBank Watonga, OK | 82 out of 100, Strong | $89.8M | 13.2% | 1.28% | vs |