Side-by-side · Q2 2026 data
High Plains Bank vs Citizens Bank and Trust Company of Ardmore
Metric by metric
| Measure | High Plains Bank | Citizens Bank and Trust Company of Ardmore |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 58 (stronger) | 56 |
| Loan quality | 68 | 100 (stronger) |
| Earnings | 86 (stronger) | 83 |
| Funding & liquidity | 70 (stronger) | 67 |
| Problem-loan coverage | 89 | 100 (stronger) |
| Peer percentile | 47th | 72nd |
| Total assets | $330.2M | $318.8M |
| Deposits / shares | $285.0M | $268.9M |
| Capital ratio | 10.76% (stronger) | 10.60% |
| Problem loans | 0.97% | 0.00% (stronger) |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 1.59% |
| Loans ÷ deposits | 83.8% | 78.1% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 28.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank and Trust Company of Ardmore has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 3 and Citizens Bank and Trust Company of Ardmore on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.