Side-by-side · Q2 2026 data
High Plains Bank vs Cowboy Bank
Metric by metric
| Measure | High Plains Bank | Cowboy Bank |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 58 | 77 (stronger) |
| Loan quality | 68 | 84 (stronger) |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 70 | 70 |
| Problem-loan coverage | 89 | 95 (stronger) |
| Peer percentile | 47th | 86th |
| Total assets | $330.2M | $350.3M |
| Deposits / shares | $285.0M | $297.7M |
| Capital ratio | 10.76% | 12.72% (stronger) |
| Problem loans | 0.97% | 0.49% (stronger) |
| Net charge-offs | 0.08% | 0.01% (stronger) |
| Return on assets | 1.66% | 2.62% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 85.3% |
| Uninsured deposits | 20.6% | 19.5% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.8% |
Cowboy Bank has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 1 and Cowboy Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.