Side-by-side · Q2 2026 data
High Plains Bank vs First State Bank
Metric by metric
| Measure | High Plains Bank | First State Bank |
|---|---|---|
| TellerScore | 71 | 82 (stronger) |
| Capital cushion | 58 | 82 (stronger) |
| Loan quality | 68 (stronger) | 57 |
| Earnings | 86 | 100 (stronger) |
| Funding & liquidity | 70 | 94 (stronger) |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 47th | 70th |
| Total assets | $330.2M | $89.8M |
| Deposits / shares | $285.0M | $79.2M |
| Capital ratio | 10.76% | 13.18% (stronger) |
| Problem loans | 0.97% (stronger) | 1.28% |
| Net charge-offs | 0.08% | 0.00% (stronger) |
| Return on assets | 1.66% | 2.09% (stronger) |
| Loans ÷ deposits | 83.8% | 61.3% (stronger) |
| Uninsured deposits | 20.6% | 18.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (82 vs 71). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.