Side-by-side · Q2 2026 data
High Plains Bank vs Patrons Bank, National Association
Metric by metric
| Measure | High Plains Bank | Patrons Bank, National Association |
|---|---|---|
| TellerScore | 71 (stronger) | 69 |
| Capital cushion | 58 | 58 |
| Loan quality | 68 | 73 (stronger) |
| Earnings | 86 (stronger) | 63 |
| Funding & liquidity | 70 | 79 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 47th | 40th |
| Total assets | $330.2M | $314.5M |
| Deposits / shares | $285.0M | $275.4M |
| Capital ratio | 10.76% | 10.77% (stronger) |
| Problem loans | 0.97% | 0.80% (stronger) |
| Net charge-offs | 0.08% | -0.31% (stronger) |
| Return on assets | 1.66% (stronger) | 1.08% |
| Loans ÷ deposits | 83.8% | 68.2% (stronger) |
| Uninsured deposits | 20.6% (stronger) | 27.2% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.3% |
High Plains Bank has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 3 and Patrons Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.