Side-by-side · Q2 2026 data
High Plains Bank vs Wisdom Heritage Bank
Metric by metric
| Measure | High Plains Bank | Wisdom Heritage Bank |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 58 | 92 (stronger) |
| Loan quality | 68 (stronger) | 57 |
| Earnings | 86 (stronger) | 63 |
| Funding & liquidity | 70 | 95 (stronger) |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 47th | 72nd |
| Total assets | $330.2M | $601.3M |
| Deposits / shares | $285.0M | $505.8M |
| Capital ratio | 10.76% | 14.22% (stronger) |
| Problem loans | 0.97% (stronger) | 1.28% |
| Net charge-offs | 0.08% | -0.09% (stronger) |
| Return on assets | 1.66% (stronger) | 1.06% |
| Loans ÷ deposits | 83.8% | 59.4% (stronger) |
| Uninsured deposits | 20.6% | 19.3% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wisdom Heritage Bank has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), High Plains Bank leads on 2 and Wisdom Heritage Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alva, OK
- Okeene, OK