Side-by-side · Q2 2026 data
High Point Federal Credit Union vs Advantage Federal Credit Union
Metric by metric
| Measure | High Point Federal Credit Union | Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 64 |
| Capital cushion | 93 (stronger) | 51 |
| Loan quality | 78 | 82 (stronger) |
| Earnings | 76 (stronger) | 47 |
| Funding & liquidity | 98 (stronger) | 63 |
| Problem-loan coverage | 95 (stronger) | 92 |
| Peer percentile | 91st | 31st |
| Total assets | $430.1M | $497.5M |
| Deposits / shares | $371.9M | $368.9M |
| Capital ratio | 14.30% (stronger) | 10.07% |
| Problem loans | 0.67% | 0.55% (stronger) |
| Net charge-offs | 0.16% (stronger) | 0.62% |
| Return on assets | 1.39% (stronger) | 0.67% |
| Loans ÷ deposits | 62.7% (stronger) | 97.3% |
| Uninsured deposits | 7.2% (stronger) | 8.3% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 39.9% |
High Point Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), High Point Federal Credit Union leads on 6 and Advantage Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.