Side-by-side · Q2 2026 data
Highlands Bank vs Huntington Federal Savings Bank
Metric by metric
| Measure | Highlands Bank | Huntington Federal Savings Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 70 | 90 (stronger) |
| Earnings | 71 (stronger) | 5 |
| Funding & liquidity | 71 | 92 (stronger) |
| Problem-loan coverage | 87 | 98 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $407.1M | $532.3M |
| Deposits / shares | $356.8M | $422.4M |
| Capital ratio | 11.00% | 15.07% (stronger) |
| Problem loans | 0.91% | 0.29% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.02% |
| Return on assets | 1.27% (stronger) | -0.38% |
| Loans ÷ deposits | 85.8% | 68.4% (stronger) |
| Uninsured deposits | 18.3% | 6.6% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 9.5% |
Huntington Federal Savings Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Highlands Bank leads on 2 and Huntington Federal Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.