Side-by-side · Q2 2026 data
Highlands Bank vs Logan Bank & Trust Company
Metric by metric
| Measure | Highlands Bank | Logan Bank & Trust Company |
|---|---|---|
| TellerScore | 69 | 85 (stronger) |
| Capital cushion | 60 | 67 (stronger) |
| Loan quality | 70 | 85 (stronger) |
| Earnings | 71 | 100 (stronger) |
| Funding & liquidity | 71 | 93 (stronger) |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 40th | 88th |
| Total assets | $407.1M | $359.2M |
| Deposits / shares | $356.8M | $326.4M |
| Capital ratio | 11.00% | 11.73% (stronger) |
| Problem loans | 0.91% | 0.45% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 1.27% | 2.24% (stronger) |
| Loans ÷ deposits | 85.8% | 55.2% (stronger) |
| Uninsured deposits | 18.3% (stronger) | 21.2% |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 13.6% |
Logan Bank & Trust Company has the higher TellerScore (85 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Highlands Bank leads on 2 and Logan Bank & Trust Company on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.