Logan Bank & Trust Company (FDIC certificate #19285) is based in Logan, West Virginia. Its Q2 2026 call report shows $359.2M in total assets and $326.4M in deposits and 6 offices.
Logan Bank & Trust Company has a TellerScore of 85 out of 100 (very strong) based on Q2 2026 data — higher than 88% of its 2,650 banks with $100 million – $1 billion. Among 40 banks headquartered in West Virginia, it ranks 4th. Earnings contributes the most (100/100, 2.24%); capital cushion contributes the least (67/100, 11.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 8 points (77 → 85), mostly because the earnings component improved by 27 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 77 |
| Q4 2024 | 77 |
| Q1 2025 | 76 |
| Q2 2025 | 77 |
| Q3 2025 | 78 |
| Q4 2025 | 77 |
| Q1 2026 | 79 |
| Q2 2026 | 85 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.13% |
| Q3 2024 | 10.24% |
| Q4 2024 | 10.28% |
| Q1 2025 | 10.43% |
| Q2 2025 | 10.62% |
| Q3 2025 | 10.84% |
| Q4 2025 | 10.84% |
| Q1 2026 | 11.06% |
| Q2 2026 | 11.73% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.16% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.30% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.26% |
| Q4 2025 | 0.34% |
| Q1 2026 | 0.40% |
| Q2 2026 | 0.45% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.32% |
| Q3 2024 | 1.32% |
| Q4 2024 | 1.29% |
| Q1 2025 | 1.34% |
| Q2 2025 | 1.34% |
| Q3 2025 | 1.33% |
| Q4 2025 | 1.30% |
| Q1 2026 | 1.39% |
| Q2 2026 | 2.24% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 85 | $359.2M | 11.73% | 0.45% | 2.24% | 55.2% |
| Q1 2026 | 79 | $361.5M | 11.06% | 0.40% | 1.39% | 53.9% |
| Q4 2025 | 77 | $359.9M | 10.84% | 0.34% | 1.30% | 55.1% |
| Q3 2025 | 78 | $359.4M | 10.84% | 0.26% | 1.33% | 53.8% |
| Q2 2025 | 77 | $351.7M | 10.62% | 0.29% | 1.34% | 53.3% |
| Q1 2025 | 76 | $358.8M | 10.43% | 0.30% | 1.34% | 51.5% |
| Q4 2024 | 77 | $349.9M | 10.28% | 0.19% | 1.29% | 52.3% |
| Q3 2024 | 77 | $352.8M | 10.24% | 0.16% | 1.32% | 52.5% |
| Q2 2024 | 78 | $344.2M | 10.13% | 0.09% | 1.32% | 50.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in West Virginia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| MCNB Bank and Trust Co.Bank Welch, WV | 50 out of 100, Below average | $356.5M | 12.3% | 3.22% | vs |
| The Bank of RomneyBank Romney, WV | 74 out of 100, Strong | $368.8M | 16.0% | 1.73% | vs |
| Community Bank of ParkersburgBank Parkersburg, WV | 70 out of 100, Strong | $340.3M | 9.9% | 0.40% | vs |
| First Exchange BankBank White Hall, WV | 49 out of 100, Below average | $391.1M | 9.0% | 2.10% | vs |
| Highlands BankBank Petersburg, WV | 69 out of 100, Moderate | $407.1M | 11.0% | 0.91% | vs |
| The Citizens Bank of WestonBank Weston, WV | 71 out of 100, Strong | $302.7M | 10.9% | 1.09% | vs |
Deposit insurance
Is my money safe at Logan Bank & Trust Company?
Yes. Logan Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19285). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 21.2% of deposits ($69.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.73%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Logan Bank & Trust Company lists 6 offices in 4 cities. Most locations:
- Logan, WV (3)
- Chapmanville, WV (1)
- Harts, WV (1)
- Man, WV (1)
HMDA 2025
Mortgage lending
In 2025, Logan Bank & Trust Company reported 250 home-loan applications under HMDA (LEI 5493005G7RUITYI5B094): 194 originated ($26,960,000 total), 31 denied, and 22 withdrawn or closed by the applicant. Its denial rate on decided applications was 13.6%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Logan Bank & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 19285
- RSSD ID
- 164331
- Primary regulator
- FDIC
- Holding company
- Logan County Bancshares Inc
- Established
- November 24, 1964
- Headquarters
- 43 Washington Ave, Logan, WV 25601
- Website
- www.lbandt.com
- Employees
- 50
Quick answers
Logan Bank & Trust Company: common questions
Is Logan Bank & Trust Company FDIC insured?
Yes. Logan Bank & Trust Company is an FDIC-insured institution (FDIC certificate #19285). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Logan Bank & Trust Company's TellerScore?
85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Logan Bank & Trust Company ever failed?
There is no failure record for FDIC certificate #19285 in the FDIC failed bank list.
How many branches does Logan Bank & Trust Company have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Logan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Community Trust Bank, Inc.Bank Pikeville, KY | 80 out of 100, Strong | $6.9B | 13.4% | 0.58% | vs |
| First Community BankBank Bluefield, VA | 75 out of 100, Strong | $3.6B | 10.2% | 0.70% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| Peoples BankBank Marietta, OH | 67 out of 100, Moderate | $9.5B | 9.7% | 0.60% | vs |
| Logan County School Employees Federal Credit UnionCredit union Logan, WV | 66 out of 100, Moderate | $1.3M | 19.3% | 3.93% | vs |
| Burke & Herbert Bank & Trust CompanyBank Alexandria, VA | 65 out of 100, Moderate | $11.0B | 12.3% | 1.19% | vs |