Side-by-side · Q2 2026 data
Highlands Bank vs Park View Federal Credit Union
Metric by metric
| Measure | Highlands Bank | Park View Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 71 (stronger) |
| Capital cushion | 60 (stronger) | 51 |
| Loan quality | 70 | 98 (stronger) |
| Earnings | 71 (stronger) | 55 |
| Funding & liquidity | 71 (stronger) | 70 |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 40th | 54th |
| Total assets | $407.1M | $409.6M |
| Deposits / shares | $356.8M | $343.9M |
| Capital ratio | 11.00% (stronger) | 10.06% |
| Problem loans | 0.91% | 0.05% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.07% |
| Return on assets | 1.27% (stronger) | 0.88% |
| Loans ÷ deposits | 85.8% (stronger) | 90.5% |
| Uninsured deposits | 18.3% | 11.3% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.7% | 1.7% |
Park View Federal Credit Union has the higher TellerScore (71 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Highlands Bank leads on 4 and Park View Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.