TellerScore

Park View Federal Credit Union is a federal credit union headquartered in Harrisonburg, Virginia, in business for about 57 years. At the end of Q2 2026 it reported $409.6M in total assets and $343.9M in member shares and deposits, with 4 offices.

Based on its Q2 2026 filing, Park View Federal Credit Union scores 71/100, which we describe as strong. That is higher than 54% of 1,341 credit unions with $100 million – $1 billion. Among 95 credit unions headquartered in Virginia, it ranks 42nd. Its strongest component is problem-loan coverage (99/100; 0.4%), and its lowest is capital cushion (51/100; 10.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Net worth ratio: 10.06%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.05%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity70/100
Loans ÷ shares: 90.5% · 11.3% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.35%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (69 → 71), mostly because the capital cushion component improved by 6 points.

TellerScore
656871Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202466
Q4 202467
Q1 202567
Q2 202569
Q3 202571
Q4 202571
Q1 202671
Q2 202671
Net worth ratio
7.00%8.53%10.06%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.15%
Q3 20249.28%
Q4 20249.35%
Q1 20259.20%
Q2 20259.50%
Q3 20259.97%
Q4 20259.89%
Q1 202610.06%
Q2 202610.06%
Delinquent loans (60+ days)
0.03%0.07%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.05%
Q3 20240.07%
Q4 20240.05%
Q1 20250.03%
Q2 20250.03%
Q3 20250.07%
Q4 20250.12%
Q1 20260.03%
Q2 20260.05%
Return on assets
0.65%0.81%0.97%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.69%
Q3 20240.75%
Q4 20240.79%
Q1 20250.65%
Q2 20250.81%
Q3 20250.94%
Q4 20250.97%
Q1 20260.87%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202671$409.6M10.06%0.05%0.88%90.5%
Q1 202671$406.5M10.06%0.03%0.87%92.0%
Q4 202571$404.7M9.89%0.12%0.97%91.5%
Q3 202571$389.6M9.97%0.07%0.94%94.4%
Q2 202569$396.9M9.50%0.03%0.81%90.6%
Q1 202567$399.4M9.20%0.03%0.65%90.8%
Q4 202467$385.8M9.35%0.05%0.79%96.5%
Q3 202466$379.1M9.28%0.07%0.75%101.2%
Q2 202465$374.9M9.15%0.05%0.69%104.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.06%
29th
Problem loans0.05%
98th
Net charge-offs0.07%
90th
Return on assets0.88%
59th
Loans to deposits90.5%
16th
Uninsured deposits11.3%
12th
Loan-loss reserves0.00%
50th
Texas ratio0.4%
96th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Signature Federal Credit UnionCredit union Alexandria, VA49 out of 100, Below average$421.4M10.5%1.53%vs
Beacon Credit Union, IncorporatedCredit union Lynchburg, VA74 out of 100, Strong$391.6M11.6%0.24%vs
Agriculture Federal Credit UnionCredit union Merrifield, VA76 out of 100, Strong$350.7M12.4%0.52%vs
Transportation Federal Credit UnionCredit union Alexandria, VA60 out of 100, Moderate$345.6M9.9%0.86%vs
Dominion Energy Credit UnionCredit union North Chesterfi, VA84 out of 100, Strong$336.4M14.3%0.43%vs
Topside Federal Credit UnionCredit union Dahlgren, VA63 out of 100, Moderate$492.1M8.8%1.14%vs

Deposit insurance

Is my money safe at Park View Federal Credit Union?

Yes. Park View Federal Credit Union is a federally insured credit union (NCUA charter #19541). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 11.3% of shares and deposits ($39.0M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.06%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Park View Federal Credit Union lists 4 offices in 3 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Park View Federal Credit Union reported 124 home-loan applications under HMDA (LEI 549300LTO41UX0MSL179): 117 originated ($22,065,000 total), 2 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 1.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Park View Federal Credit Union
Type
Federal credit union
NCUA charter #
19541
RSSD ID
297181
Primary regulator
NCUA
Established
1969
Headquarters
1675 Virginia Ave, Harrisonburg, VA 22802
Employees
91

Quick answers

Park View Federal Credit Union: common questions

Is Park View Federal Credit Union NCUA insured?

Yes. Park View Federal Credit Union is a federally insured credit union (NCUA charter #19541). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Park View Federal Credit Union's TellerScore?

71 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Park View Federal Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Harrisonburg

InstitutionScoreAssetsCapitalProblem loansCompare
Merck Employees Federal Credit UnionCredit union Rahway, NJ86 out of 100, Very strong$1.7B15.4%0.30%vs
Pioneer BankBank Stanley, VA84 out of 100, Strong$371.8M12.0%0.03%vs
City National Bank of West VirginiaBank Charleston, WV78 out of 100, Strong$6.8B9.6%0.22%vs
Dupont Community Credit UnionCredit union Waynesboro, VA76 out of 100, Strong$2.1B10.9%0.33%vs
Augusta County Federal Credit UnionCredit union Verona, VA76 out of 100, Strong$25.7M26.3%2.72%vs
United BankBank Fairfax, VA74 out of 100, Strong$33.6B11.6%0.44%vs