Side-by-side · Q2 2026 data
Highmark Federal Credit Union vs Sentinel Federal Credit Union
Credit union
Highmark Federal Credit Union
Rapid City, South Dakota · $100 million – $1 billion
Credit union
Sentinel Federal Credit Union
Box Elder, South Dakota · $100 million – $1 billion
Metric by metric
| Measure | Highmark Federal Credit Union | Sentinel Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 67 (stronger) |
| Capital cushion | 27 | 58 (stronger) |
| Loan quality | 52 | 76 (stronger) |
| Earnings | 34 | 45 (stronger) |
| Funding & liquidity | 78 | 84 (stronger) |
| Problem-loan coverage | 67 | 91 (stronger) |
| Peer percentile | 3rd | 41st |
| Total assets | $257.8M | $199.3M |
| Deposits / shares | $235.1M | $176.3M |
| Capital ratio | 7.67% | 10.83% (stronger) |
| Problem loans | 1.43% | 0.71% (stronger) |
| Net charge-offs | 0.71% | 0.30% (stronger) |
| Return on assets | 0.36% | 0.62% (stronger) |
| Loans ÷ deposits | 82.1% | 76.4% (stronger) |
| Uninsured deposits | 11.3% | 5.8% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 2.7% |
Sentinel Federal Credit Union has the higher TellerScore (67 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Highmark Federal Credit Union leads on 0 and Sentinel Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rapid City, SD
- Custer, SD