Side-by-side · Q2 2026 data
Highway Alliance Credit Union vs Our Lady of Snows Credit Union
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Credit union
Our Lady of Snows Credit Union
Henley, Missouri · Under $100 million in assets
Metric by metric
| Measure | Highway Alliance Credit Union | Our Lady of Snows Credit Union |
|---|---|---|
| TellerScore | 73 | 96 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 58 | 82 (stronger) |
| Funding & liquidity | 97 (stronger) | 96 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 47th | 97th |
| Total assets | $29.5M | $4.6M |
| Deposits / shares | $26.1M | $3.9M |
| Capital ratio | 11.47% | 15.27% (stronger) |
| Problem loans | 0.80% | 0.00% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 0.96% | 1.55% (stronger) |
| Loans ÷ deposits | 62.8% (stronger) | 63.8% |
| Uninsured deposits | 5.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Lady of Snows Credit Union has the higher TellerScore (96 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Highway Alliance Credit Union leads on 1 and Our Lady of Snows Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.