Side-by-side · Q2 2026 data
Highway Crossroads Credit Union vs Highway Alliance Credit Union
Credit union
Highway Crossroads Credit Union
Sikeston, Missouri · Under $100 million in assets
Credit union
Highway Alliance Credit Union
Jefferson city, Missouri · Under $100 million in assets
Metric by metric
| Measure | Highway Crossroads Credit Union | Highway Alliance Credit Union |
|---|---|---|
| TellerScore | 47 | 73 (stronger) |
| Capital cushion | 96 (stronger) | 65 |
| Loan quality | 0 | 73 (stronger) |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 83 | 97 (stronger) |
| Problem-loan coverage | 58 | 92 (stronger) |
| Peer percentile | 7th | 47th |
| Total assets | $24.4M | $29.5M |
| Deposits / shares | $20.4M | $26.1M |
| Capital ratio | 14.60% (stronger) | 11.47% |
| Problem loans | 4.65% | 0.80% (stronger) |
| Net charge-offs | 4.38% | 0.15% (stronger) |
| Return on assets | -1.84% | 0.96% (stronger) |
| Loans ÷ deposits | 77.7% | 62.8% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 5.2% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highway Alliance Credit Union has the higher TellerScore (73 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Highway Crossroads Credit Union leads on 2 and Highway Alliance Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.